Solutions and prices

Customer scoring and credit
history checks

The scoring system analyzes credit history, payment discipline, and public data
to make installment decisions more accurate.

Assess customer payment ability

Check credit history, payment discipline, and obligations before offering an installment plan.

Scoring: Assess customer payment ability

Make decisions faster

Verification results are collected in one place, so sellers and managers can quickly understand the risk level.

Scoring: Make decisions faster

Make installment sales safer

Use scoring to offer installments to more reliable customers and reduce the risk of unrecovered debt.

Scoring: Make installment sales safer

Pricing

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Check via Ruyxat.uz database

Ruyxat is an electronic database of late or overdue payments by irresponsible clients at trade organisations.

Service price

0 soum

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Compulsory enforcement data

MIB (Compulsory Enforcement Bureau) helps assess the payment ability of a debtor and evaluates their repayment capacity to reduce financial risks.

Service price

0 soum

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Tax debt check

Tax debt check is a system that evaluates the discipline of taxpayers (individuals and legal entities) in fulfilling their tax obligations.

Service price

0 soum

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Check limit via Uzum Nasiya

Uzum Nasiya limit is an assessment process to determine a user's ability to make purchases via installments. Uzum Market or Uzum Bank analyses the user's financial status to check the allocated limit.

Service price

0 soum

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Client monthly salary data

Obtain annual monthly salary data and reduce potential risks.

Service price

8 000 soum

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Pension data

Check the ability of pension-receiving clients to make timely payments when offering installments. 12-month calculated pension amount data.

Service price

10 000 soum

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KATM credit history data

KATM evaluates the reliability level based on clients' credit history data. Scoring by delayed payments and timing.

Service price

18 000 soum

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One-year card turnover data (HUMO)

Card turnover is the total amount of all financial operations made by a user via their Humo or Uzcard plastic card. 1-year income and expense data.

Service price

6 000 soum

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One-year card turnover data (UZCARD)

Card turnover is the total amount of all financial operations made by a user via their Humo or Uzcard plastic card. 1-year income and expense data.

Service price

6 000 soum

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KATM active credit history

KATM – ability to view current credit obligations based on a client's active credit history data.

Service price

0 soum

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HUMO PINFL

Service for checking Humo card data via a client's PINFL number.

Service price

0 soum

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E-GOV

Service for verifying a client's personal data via the E-GOV system.

Service price

0 soum

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MIB Full Report

Service for obtaining complete information about a client from MIB (Compulsory Enforcement Bureau).

Service price

0 soum

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